If you are considering starting your own e-payment/payment processor company, then YourOwnBrokerage can assist you although times have changed. Years ago one could “shop around” for financial service licenses. There were several to choose from and several options on how to obtain one for the lowest rates and requirements. However nowadays, upon pressure of the US government, the OECD and the FATF most jurisdictions have stopped their licensing entirely.
The payment processor is a much favored license as with the recent advance of internet business worldwide so many companies are looking for payment processing solutions thus ensuring a large customer base. With this license you may collect third party client funds from the customer into your account and forward these funds to the final creditor. You may set your own percentage fee structure for this and also your own payment structure for the forwarding of the client funds. The company may conduct business with clients world wide by the internet. It may also open as many representation branches as required.